Analysis Machine · Finance
The majors’ questions, without the majors’ bench.
Portfolio profitability, exposure reporting and regulatory preparation for second-tier banks, building societies and insurers.
Today, that report takes a week.
Replace the reporting scramble, not the risk team.
A month-end scramble before anyone can ask.
The number, asked for and answered.
Product profitability argued from two systems.
One answer, with its sources attached.
Funding cost charged on last year’s curve.
Re-based on the rules Finance approved.
Exposure reporting rebuilt by hand each quarter.
A standing question anyone can ask.
A regulatory return assembled from exports.
Assembled from the same rules that answer the questions.
A migration before anyone can ask a question.
Your estate as it is, read where it lives.
Definitions that differ by whoever built the report.
Described once, approved, then reused every time.
What the layer can do in finance.
Give smaller institutions the analytical depth of the majors without adding a major-bank reporting estate or analyst bench.
- Product and portfolio profit
- Exposure and risk reporting
- Regulatory reporting prep
- Customer and channel analytics
- Liquidity and cash forecasting
- Cost of funds by product
- Arrears and collections performance
- Branch and channel cost to serve
Read-only
Core banking, the GL and risk warehouse stay under the controls already maintained.
Before ALCO
Commercial questions can be answered and checked while the decision is still live.
Auditable
Every margin answer traces back to ledger entries, periods and transfer-price rules.
Finance features
Six features, working together.
01 / Ask
A product manager asks about margin. In plain English.
Ask which products clear capital cost, which book uses the old curve, or what a rate move changed.
02 / Describe
Your transfer-pricing rules, your product hierarchy, your definitions.
Capture transfer pricing, product hierarchy, provisions and trusted revenue definitions.
03 / Connect
Core banking, the GL and the risk warehouse, read where they sit.
Read core banking, general ledger, exposures and provisions under existing permissions.
04 / Build
A profitability review becomes the ALCO pack’s standing view.
Turn profitability or exposure analysis into a governed ALCO or regulatory view.
05 / Model
Model the reprice before it goes to committee.
Test a spread, timing or portfolio selection before it goes to committee.
06 / Trust
Every number traces to the ledger entry behind it.
Trace every figure to the system, period and transfer-price baseline that produced it.
Architecture
Runs in your account. Reads, never writes.
Runs where you do
Your cloud account, your region, single tenant. We deploy into it and hand over the runbook.
Reads, never writes
Read-only against your warehouse and source systems, under the permissions you already maintain.
Described up front
Your business held as an ontology, reviewed and approved before anything runs on it.
Traceable
Every answer shows its query, its sources and the revision that produced it.
Testimonials
“We stopped arguing about whose spreadsheet was right. The number is the number, and it shows you how it got there.”
“Month-end used to be three days of reconciliation. Now it is one question and a check.”
See it working
Two ways to take it for a spin.
01 · Watch
Watch a walkthrough
Fifteen minutes, on our data. What a question looks like going in and an answer coming out, end to end.
Watch the video02 · Meet
See it live
We can tailor a presentation to your business. Share your data schema with us and it’ll feel like home.
Start a conversation.
Tell us the finance question your team cannot answer today. We’ll show you what the layer would need to answer it.
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